Find financial planning information and financial planning links to financial planning sites.

Shopping for financial planning online is fast, convenient and opens up a whole new world of financial planning products and financial planning services. Yet, just like shopping in traditional retail financial planning stores, you need to be a smart consumer. Make the most of your cyber shopping experience with these tips for protecting your privacy, finding the best financial planning deals and dealing with unsatisfactory financial planning purchases.

When shopping for financial planning on the Internet, exercise the same care and judgment that you would at the mall. Get the financial planning company's name, address and phone number and contact the Better Business Bureau for a financial planning report. Consider dealing only with financial planning vendors which clearly state their shipping, return and privacy policies.

The same laws that protect you when you shop for financial planning by phone or mail apply when you shop for financial planning on the Internet. Under the law, a financial planning company must ship your order within the time stated on its financial planning website. If no time is promised, the financial planning company must ship your order within 30 days. If they are unable to ship within the promised time, they must inform you and give you the option to cancel the financial planning order for a prompt refund.

Before making a financial planning purchase online, take the time to read through the financial planning company's refund/return policy. Merchants are not obligated to accept items for refund, exchange or credit unless the item is defective or was misrepresented, but many have much more liberal return policies. Review product warranties and look for information about any restrictions, limitations or conditions of the purchase.

Don't disclose personal information - address, phone number, Social Security number or email address - unless you know who is collecting the information and how they plan to use it. Read the financial planning company's online privacy policy or send an email asking them how they plan to use your personal information.

Compare financial planning prices among a variety of financial planning merchants, check shipping and handling fees, and order early to allow plenty of time for shipment and delivery without additional rush delivery costs.

Credit card transactions are protected by the Fair Credit Billing Act, which covers disputes over non-delivered financial planning or misrepresented financial planning merchandise. Federal law limits your liability for unauthorized financial planning charges to $50. Some cards may provide additional warranty, return and/or purchase protection benefits. If you are worried about providing your card number over the Internet, then call/fax the information.

Be sure to print a copy of your financial planning order confirmation for your records and also save any email receipts. Keep any financial planning advertisements or financial planning materials that show a specific delivery time, or write the delivery time in your records if one was promised. Keep track of your financial planning purchases and if you don't receive them by the expected date, then contact the financial planning company to follow up on your order.

If you have an unsatisfactory financial planning shopping experience, begin by contacting the financial planning retailer. The ones who want to stay in business will work with you to resolve your complaint. If you still can't achieve satisfaction, then take your financial planning business elsewhere in the future. You can also contact your credit card company, if applicable. We hope you found this financial planning information helpful.

The financial planning information on this website is is not a substitute for professional financial planning advice. 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